Technology & Safety

Identity Theft: Deter, Detect, Defend

IDtheft-125You hear about it all the time, but what is it and can it really happen to you? According to the FTC identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes.

The FTC estimates that 9 million Americans are victims of identity theft every year. When it happens it is likely when you are the least prepared. Even though you will be shocked when it happens, you can create a bit of a safety net to decrease the impact of that event. In this article we provide links to resources that help you devise a plan and ease your anxiety (at least a bit) when identity theft happens to you.

Real Simple Magazine provides a checklist of tasks to improve your readiness for any theft of your identity. Click this to read the “Identity Theft Prevention Checklist” at RealSimple.com

Click this for information from the U.S. Department of Justice.

What about your Social Security Number? Click this to find out.

See “What to Do if It Happens to You” from PrivacyRights.org here.

Online Shopping, Bill-paying and Banking Tips from IDTheftCenter.org.

How to Monitor Your Credit Report from the Credit Union Mortgage Association.

Deter, Detect, and Defend with the FTC

The Federal Trade Commission (FTC) deals with issues that touch the economic life of every American. It is the only federal agency with both consumer protection and competition jurisdiction in broad sectors of the economy. In keeping with their mission the FTC has created a website to help you deter, detect, and defend against identity theft.

Click this for the FTC website about identity theft.

Click here to play the ID Theft FaceOff Game from the FTC and OnGuardOnline.gov (beware — it starts playing some hearth-thumping music right away!)

Video from the FTC (Federal Trace Commission)

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